Privacy Policy for MhatLoYar

Last updated: September 14, 2025

1. Information We Collect

MhatLoYar collects and processes the following types of information to provide you with our financial management services:

  • Account Information: Name, email address, and profile picture when you sign up using Google OAuth or create an account directly.
  • Financial Data: Wallet information, transaction records, categories, and analytics data that you input into the application.
  • Usage Data: Information about how you interact with our app, including features used and preferences set.
  • Device Information: Device type, operating system, and browser information for compatibility and security purposes.

2. How We Use Your Information

We use your information for the following purposes:

  • To provide and maintain our financial tracking services
  • To generate analytics and insights about your spending patterns
  • To personalize your experience and improve our services
  • To communicate with you about updates, security alerts, or support
  • To ensure the security and integrity of our platform

3. Data Storage and Security

We take data security seriously and implement appropriate measures to protect your information:

  • All data is encrypted in transit using HTTPS/TLS protocols
  • Financial data is stored securely on our servers with encryption at rest
  • We use industry-standard authentication and authorization mechanisms
  • Regular security audits and updates are performed
  • Access to your data is restricted to authorized personnel only

4. Data Sharing and Third Parties

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following circumstances:

  • Service Providers: With trusted third-party services that help us operate the app (e.g., hosting, analytics)
  • Legal Requirements: When required by law, legal process, or to protect our rights and users
  • Business Transfers: In connection with a merger, acquisition, or sale of assets (with user notification)
  • With Your Consent: When you explicitly agree to share information for specific purposes

5. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Update or correct inaccurate personal information
  • Deletion: Request deletion of your personal information (subject to legal requirements)
  • Data Portability: Request your data in a machine-readable format
  • Opt-out: Unsubscribe from marketing communications at any time

6. Cookies and Tracking

MhatLoYar uses cookies and similar technologies to enhance your experience:

  • Essential Cookies: Required for basic app functionality and authentication
  • Preference Cookies: Remember your settings and preferences
  • Analytics Cookies: Help us understand how you use the app to improve our services

You can control cookie settings through your browser, but disabling essential cookies may affect app functionality.

7. Children's Privacy

MhatLoYar is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

  • Contact: mhatloyar@gmail.com
  • Address: Thailand
  • In-App: Use the "Help & Support" feature in the app

Note: This privacy policy is designed to be transparent about our data practices. By using MhatLoYar, you acknowledge that you have read and understood this Privacy Policy.

MhatLoYar - Smart Financial Management & Expense Tracking