By accessing and using MhatLoYar ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

MhatLoYar is a personal finance management application that allows users to:

• Track income and expenses across multiple wallets
• Categorize and analyze financial transactions
• Generate financial reports and insights
• Set and monitor budgeting goals
• Secure data storage and synchronization

To use MhatLoYar, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your information remains current and accurate

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights of others
• Upload malicious code or attempt to breach security
• Use the service for illegal financial activities
• Share your account with unauthorized users
• Reverse engineer or attempt to extract source code

Your financial data is important to us. We are committed to:

• Protecting your personal and financial information
• Using industry-standard encryption and security measures
• Not sharing your data without your explicit consent
• Providing you with control over your data

For detailed information about our data practices, please review our Privacy Policy.

While we strive to provide reliable service, we cannot guarantee:

• 100% uptime or availability
• Uninterrupted access to the service
• Error-free operation

We reserve the right to modify, suspend, or discontinue the service with reasonable notice.

The Service and its original content, features, and functionality are and will remain the exclusive property of MhatLoYar and its licensors. The service is protected by copyright, trademark, and other laws.

MhatLoYar shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

The service is provided on an "AS IS" and "AS AVAILABLE" basis. MhatLoYar makes no representations or warranties of any kind, express or implied, as to the operation of the service or the information, content, materials, or products included therein.

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of the Terms.

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

If you have any questions about these Terms of Service, please contact us:

• Contact: mhatloyar@gmail.com
• Address: Thailand
• In-App: Use the "Help & Support" feature in the app